A Wall-to-Wall Analysis of how we support mortgage lenders
In a perfect world, every borrower would pay on time, every time. But when delinquency turns into default, lenders and mortgage servicers are left holding the bag—and the risk.
At Lamun Mock Cunnyngham & Davis, we specialize in representing financial institutions across Oklahoma when borrowers fall behind. From loss mitigation negotiations to foreclosure litigation and asset recovery, our team offers comprehensive legal solutions designed to protect your interests and minimize losses.
Legal Support for Every Stage of Default
When a borrower misses payments, time is money. We help you take decisive, strategic steps—early and effectively—to secure your collateral or resolve the matter outside of court when appropriate.
Here’s what we bring to the table:
Reinstatement & Payoff Negotiations
We coordinate reinstatement and payoff quotes, manage borrower communications, and ensure all timelines and compliance standards are met. If the borrower can cure the default, we make sure it happens on your terms.
Short Sales with Oversight
If liquidation is on the table, we oversee short sale transactions to protect your lien position, maximize recovery, and confirm all legal boxes are checked before release.
Deed in Lieu of Foreclosure
Avoid litigation and reclaim your asset quickly through a deed in lieu agreement. We draft, negotiate, and execute DILs to ensure clear title, release of liability, and efficient transfer of property—all with minimal disruption.
Loan Modification Counsel
When appropriate, we help you evaluate and structure loan modifications that protect your long-term interests—without inviting future default risk.
Judicial Foreclosure & Litigation
When all else fails, we prosecute judicial foreclosures across Oklahoma’s 77 counties. Our firm has decades of courtroom experience (dating back to 1927) and a robust understanding of local procedure. We move quickly, stay compliant, and ensure your process is airtight.
Why Lenders Trust Lamun Mock
Oklahoma-Based, Institution-Focused: We don’t represent borrowers. Period. Our allegiance is to banks, credit unions, and mortgage servicers looking for clarity and control in chaotic default scenarios.
Proactive Loss Mitigation Strategies: We don’t wait for lawsuits to pile up. We help you get ahead of issues—before they become liabilities.
End-to-End Asset Protection: From first missed payment to final disposition, we offer seamless legal support for every phase of the process.
Don’t Let Defaults Derail Your Lending Strategy
Whether you’re dealing with a single non-performing loan or widespread borrower defaults, you need a legal team that speaks your language and defends you with extreme attention to detail.
📞 Contact Lamun Mock Cunnyngham & Davis today to schedule a consultation. Let’s secure your assets—and your advantage.